3 Professionals That Can Help You During Your Home Buying Process

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When you are looking to buy a home, there are several professional services you can use to help you have a successful and positive experience. There is a lot of work that will go into the home search and buying process, and it is best to have the right team members to help you. Here are three professionals and the ways they can help you during the home buying process.

Mortgage Broker

Before you begin to look for a home to buy, it is a good idea to find out how much a lender will be able to give you for the financing and how much you can afford. They will help you look at and analyze your current debt and income, and give you recommendations for any necessary debt payoff and determine how much of a payment you can comfortably handle.

A mortgage broker can help you apply for and qualify for a loan, and can find you the lowest interest rate and most attractive terms for you. A mortgage broker has access to a wide array of financing programs, much more than a traditional banking mortgage officer has. 

Real Estate Agent

As a home buyer, you want to have a professional working for you to look out for your interests and help you negotiate the eventual purchase of your home. Understand that as a home buyer, you can get the services of a realtor or a real estate broker for free. The reason for this is the realtor or broker is paid their commission by the seller of the home you eventually purchase. A home seller traditionally hires their sales agent and sets aside half the commission to be paid to the buyer's agent. And don't worry about where your realtor's interests lay, as they have a fiduciary, or legal duty to act in your best interests.

Your real estate agent can help you search for properties that meet your criteria, analyze home values to help you determine an asking price for your home, and help you complete all the contracts during the process. It is best to look for and hire a realtor that has the years of experience in their field of work, as they can bring all their experience with you as you look for your future home.

Home Inspector

Once you find a home you want to purchase, it is recommended to have it inspected to eliminate any potential problems or issues. A home inspector can inspect the home's HVAC, electrical, plumbing, and other systems.

A home inspector can also inspect for moisture problems and any non-visible mold growth. As mold can cause serious health problems and allergies, you want to know if the home you are looking at buying has any mold growth behind walls, in a crawlspace, or other space.

Keep these tips in mind as you select the right professionals to help you as you peruse homes for sale. 

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12 April 2017

An Unplanned Move

Have you recently found out you’ll soon be moving to a new location? Perhaps, your employer is transferring you to another branch of the company in a different city. Or, you may need to move near a family member in order to take care of him or her. Regardless of your unique situation, you might worry you won’t be able to find a wonderful place to live in your new city on your own. Consider hiring a reputable real estate agent to help you with your house search. This professional should have in-depth knowledge about your new area. On this blog, I hope you will discover the many advantages of hiring a real estate agent during an unplanned move. Enjoy!